(Disclaimer: This transcript is auto-generated and may contain mistakes.)

more more about Jesus more more about Jesus more of his saving fullness see more of his love who died for me more about Jesus on his throne riches in glory all his own more of his kingdom sure increase more of his coming Prince more more about Jesus more more about Jesus more of his saving fullness see more of his love who died for me very good singing let's pray thank you Heavenly Father for giving us this morning to meet together to sing praises unto you and to sing about your son I pray that you would just bless our church services please help them to be edifying and glorifying unto you please help us to be persuaded through the things of God to serve you more faithfully and I pray that you would bless our soul winning this afternoon in all aspects of service today in Jesus name we pray amen we're gonna go to our second song 202 this morning song 202 in your hymnal my Redeemer I will sing of my Redeemer and his wondrous love to me on the cruel cross he suffered from the curse who set me free sing a sing of my Redeemer with his blood he purchased me on the cross he sealed my part and paid the debt and made me free I will tell the wondrous story how my law estate to say in his boundless love and mercy he the ransom freely gave we go see of my Redeemer with his blood he purchased me on the cross he sealed my part and made the dad and made me free I will praise my dear Redeemer his triumphant power I'll tell how the victory giveth over sin and death and now single seeing of my Redeemer with his blood he purchased me on the cross he sealed my part and they the dad and made me free I will sing of my Redeemer and his and we love to me he from death to life that bought me son of God with him to be single seeing of my Redeemer with his blood he purchased me on the cross he sealed my part and paid the debt and made me free very good singing if you need a bulletin lift your hand nice and high and one of the ushers can come by and get you guys a bulletin on the front we have our Bible memory passage John chapter number one and we're really close to finishing this also we have our service so winning times there and our church stats our list of expecting ladies our prayer list please continue to pray for everyone in the prayer list as well if you have any additional prayer requests please submit those either via email or you can fill out one of our communication cards and just slip that into the offering and we'll put that into our prayer list we have our baby shower in honor of Miss Karen Cooley and her baby girl on November 19th from 1230 to 230 she's registered at Walmart if you'd like to get them a gift RSVP to mrs. Milstead if you are planning on coming and especially if you want to bring a dish to share that would just help in planning the event on the back we have some church reminders please no running in the church no playing on our stage children should be under the supervision of their parents at all times the Mother Bay room is designed for birth to two years as far as the roaming and and utilizing the the space in there if you have older children that you have to take into the Mother Bay room please just have them still sit with you during the service just to allow the birth to two-year-olds the freedom to be able to roam as they please also as well we do have some rockers in the room they are designed for the mothers who are nursing or pregnant and so please make space for them obviously we're a little tight in here and I get that but for now it'd just help us if you kind of just sit wherever you need to if an usher ask you to move it's not that you know we put certain people in the back of the bus okay folks it's just it's just that we want to try to make space for everyone so also children should not be roaming the church at any time during the service and so our church staff and ushers are gonna help aid and all of these rules on the bottom we have the note about upcoming events yesterday we had our music recital for all of our children and boy it was spectacular it was the best recital I've ever been to and I grew up going to a lot of recitals and it was great because number one it wasn't two hours and then number two the food was excellent so my wife made a lot of really good things some of those cupcakes so you guys missed out if you didn't show up and but mostly it was the fact that the kids did a really good job and I was really impressed and brother Dylan was like man these kids are way better than we are and I was like well that's a good thing and he's like well the world's children are getting worse than them our children are getting better than us and you know praise the Lord for that and we want to continue to invest into the next generation and help them to not make mistakes we've made and to make better decisions than we did and so that's encouraging it's also encouraging that I could have like 20 or 30 people on the stage if I needed it so some of you guys out there let's put those talents to use all right and then also upcoming events our Matamoros Soul Waning Marathon is coming up really soon we are already booking arrangements and everything like that I'll try to send out an email to everyone that's signed up of what your accommodations are going to be like and where you're gonna be at but at this time I think somebody had already emailed in and and they're gonna make it in but at this point there's no guarantees as far as church providing any of your accommodations you're so always welcome to come with us but those that have signed up we're gonna try and get it all locked in this at the beginning of this week we already have several air B&Bs and stuff like that picked out so but I'm really excited for this marathon I think a lot of people are gonna get saved and and we have some people that are gonna be joining us from afar and everything like that so if even if you're not going just pray that our trip will go smoothly and that we'll see a lot of people say November 19th is that baby shower December I'm sorry November 23rd is the Thanksgiving dessert fellowship December 2nd is the ladies Christmas party and so we have a lot of upcoming events and that's pretty much all I have for announcements so far this morning we're gonna go and do our third song and we're gonna do a song we're trying to do like a psalm of the week so we can get our little extra handouts out here and reduce some 148 this morning it's been a little while since we sing this one but try to try to pick it up the best you can and sing it out if you know it psalm 148 and the first crazy the Lord crazy the Lord from the heavens praise him in the heights praise him all his angels praise him all his hosts praise him sun and moon praise him all ye stars of life praise him ye heavens of heavens and ye waters that be above the heavens let them praise the name of the Lord for he commanded and they were created he also established them forever and ever he have made a decree which shall not pass praise the Lord from the earth ye dragons and all deeps fire and nails snow and vapor stormy wind fulfilling is worth mountains and all hills fruitful trees and all cedars bees and all cattle creeping things and flying fowl kings of the earth and all people princes and all judges of the earth both young men and maidens old men and children let them praise the name of the Lord for his name alone is excellent his glory is above the earth and heaven he also exalted the horn of his people the praise of all his Saints Eden of the children of Israel our people near unto him the Lord very good singing at this time we're gonna turn our Bibles to Leviticus chapter 25 following his brother Ben reads for us Leviticus chapter number 25 they'll read the entire chapter Leviticus 25 the Bible reads you can follow along silently starting at verse one in Leviticus 25 where it says and the Lord spake unto Moses and Mount Sinai saying speak unto the children of Israel and say unto them when you come into the land which I give you then shall the land keep a Sabbath unto the Lord six years thou shalt sow thy field and six years thou shalt prune thy vineyard and gather it in the fruit thereof but in the seventh year shall be a Sabbath of rest unto the land a Sabbath for the Lord thou shalt neither so thy field nor prune thy vineyard that which groweth of its own accord of thy harvest thou shalt not reap neither gather the grapes of thy vine undressed for it is a year of rest unto the land and the Sabbath of the land shall be meet for you for thee and for thy servant and for thy maid and for thy hired servant and for thy stranger that sojourneth with thee and for thy cattle and for the beasts that are in thy land shall all the increase thereof be meet and thou shalt number seven Sabbaths of years unto thee seven times seven years and the space of the seven Sabbaths of years shall be unto thee forty and nine years then shalt thou cause the trumpet of the Jubilee to sound on the tenth day of the seventh month in the day of atonement shall you make the trumpet sound throughout all your land and you shall hallow the fiftieth year and proclaim liberty throughout all the land unto all the inhabitants thereof it shall be a Jubilee unto you and he shall return every man unto his possession and he shall return every man unto his family a Jubilee shall that fiftieth year be unto you he shall not so neither reap that which groweth of itself in it nor gather the grapes in it of thy vine undressed for it is the Jubilee it shall be holy unto you ye shall eat the increase thereof out of the field in the year of this Jubilee he shall return every man unto his possession and if thou sell ought unto thy neighbor or biased ought of thy neighbor's hand you shall not oppress one another according to the number of years after the Jubilee thou shalt buy of thy neighbor and according under the number of years of the fruits he shall sell unto thee according to the multitude of years thou shalt increase the price thereof and according to the fewness of years thou shalt diminish the price of it for according to the number of the years of the fruits that these sell unto thee you shall not therefore oppress one another but thou shalt fear thy God for I am the Lord your God wherefore you shall do my statutes and keep my judgments and do them and he shall dwell in the land and safety and the land shall yield her fruit and he shall eat your fill and dwell therein in safety and if you shall say what shall we eat the seventh year behold we shall not so nor gather in our increase then I will command my blessing upon you in the sixth year and it shall bring forth fruit for three years and he shall sow the eighth year and eat yet of old fruit until the ninth year until her fruits come inch ye shall eat of the old store the land shall not be sold forever for the land is mine for ye are strangers and sojourners with me and in all the land of your possession you shall grant a redemption for the land if thy brother be wax and poor and hath sold away some of his possession and if any of his kin come to redeem it then shall he redeem that which his brother sold and if the man have none to redeem it and himself be able to redeem it then let him count the years of the sale thereof and restore the over plus unto the man to whom he sold it that he may return unto his possession but if he be not able to restore it to him then that which is sold shall remain in the hand of him that hath bought it until the year of Jubilee and in the Jubilee it shall go out and he shall return unto his possession and if a man sell a dwelling house in a walled city then he may redeem it within a whole year after it is sold within a full year may he redeem it and if it be not redeemed within the space of a full year then the house that is in the walled city shall be established forever to him that bought it throughout his generations it shall not go out in the Jubilee but the houses of the villages which have no wall round about them shall be counted as the fields of the country they may be redeemed and they shall go out in the Jubilee not withstanding the cities of the Levites and the houses of the cities of their possession may the Levites redeem at any time and if a man purchase of the Levites then the house that was sold and the city of this possession shall go out in the year of Jubilee for the houses of the cities of the Levites are their possession among the children of Israel but the field of the suburbs of their cities may not be sold for it is their perpetual possession and if thy brother be waxing poor and fallen and decay with thee then thou shalt relieve him yea though he be a stranger or a sojourner that he may live with thee take down no usury of him or increase but fear thy God that thy brother may live with thee thou shalt not give him thy money upon usury nor lend him thy fiddles for increase I am the Lord your God which brought you forth out of the land of Egypt to give you the land of Canaan and to be your God and if thy brother that dwelleth by thee be waxing poor and be sold unto thee thou shalt not compel him to serve as a bond servant but as an hired servant and as a sojourner he shall be with thee and shall serve thee into the year of Jubilee and then shall he depart from thee both he and his children with him and shall return unto his own family and under the possession of his father shall he return for they are my servants which I brought forth out of the land of Egypt they shall not be sold as bondmen thou shalt not rule over him with rigor but shalt fear thy God both thy bondmen and thy bondmaids which thou shalt have shall be of the heathen that are round about you of them shall he buy bondmen and bondmaids moreover of the children of the strangers that do sojourn among you of them shall he buy and of their families that are with you which they begat in your land and they shall be your possession and he shall take them as an inheritance for your children after you to inherit them for a possession they shall be your bondmen forever but over your brethren the children of Israel ye shall not rule one over another with rigor and if a sojourner or stranger wax rich by thee and thy brother that dwelleth by him wax poor and sell himself unto the stranger or sojourner by thee or to the stock of the strangers family after that he is sold he may be redeemed again one of his brethren may redeem him either his uncle or his uncle's son may redeem him or any that is nigh of kin unto him of his family may redeem him or if he be able he may redeem himself and he shall reckon with him that bought him from the year that he was sold to him unto the year of Jubilee and the price of his sale shall be according under the number of years according to the time of an hired servant shall it be with him if there be yet many years behind according unto them he shall give again the price of his redemption out of the money that he was bought for and if they remain but few years under the year of Jubilee then shall he count with him and according unto his year shall he give again the price of his redemption and as a yearly hired servant shall he be with him and the other shall not rule with rigor over him in thy sight and if he be not redeemed in these years then he shall go out in the year of Jubilee both he and his children with him for unto me the children of Israel are servants they are my servants whom I brought forth out of the land of Egypt I am the Lord your God let's bow our heads for a word of prayer Father God I pray that you fill Pastor Shelley with your spirit and help him to preach his sermon with clarity and boldness so that we may be edified and help us to pay attention Lord and soften hearts of the room to receive the message we pray for protection for your head of protection over this church Lord and we also pray father that you would bless the soul winning time coming up at in the afternoon at two in Jesus name I pray Amen Amen. So we're here in Leviticus chapter twenty five very long chapter and it describes a a lot of different elements to God's economy or how the children of Israel are supposed to govern themselves from an economic perspective and really economics is more or less just how money currency the possession of goods and services are handled in a society it's something that everyone is affected by and it's very obvious to you because it's simply how you conduct business and really this is an important aspect of a healthy society and some people they get really zealous for a current economic model that we have in the world today but I do not believe that any economic model of today matches the biblical principles a hundred percent there's not it's not exactly any economic model that you can find in the world today that perfectly is in line with alignment with the Bible but generally speaking I believe that the Bible teaches a form of capitalism with a Jubilee reset button and so you know in America we do have a semi capitalistic society that's at least what it was supposed to be here in theory yet there is no such thing as a Jubilee and there's also certain monetary policies that the Bible prohibits that actually exist in our society that cause a lot of problems in our society and we have to understand is that the Bible I believe teaches that a healthy society is going to exist of a large middle class where the majority of the population is kind of in the middle and what middle class just means is they're not poor but they're not really wealth like super wealthy super rich there's somewhere in the middle and generally speaking that is what's going to make a healthy society a healthy country is having a large middle class and really they should hold the majority of the wealth of a society and naturally speaking they will but rich people that are greedy of money know this and so their goal is to take all of the money out of a middle class and to destroy a middle class because without a middle class you basically end up just having rich and poor and you can just enslave every single person in this poor category when you have a healthy sustained middle class it's very difficult to enslave that population and so really to understand you know some of these principles that we're teaching you have to realize that if everyone disregards what I'm teaching and no one cares eventually our country and any country that follows after us will just become enslaved and impoverished to the point where they're just ruled over with dictatorship you know you have to have a strong healthy middle class society in order to ward off some of the greatest evils that have existed throughout history now I want to show you some things in this chapter we're not going to read all of it but I just want to show you a few things look at verse number 14 so Leviticus 25 look at verse 14 and if they'll sell ought unto thy neighbor or bias ought of thy neighbor's hand ye shall not oppress one another notice that the Bible says you're not supposed to oppress people and and we have to understand is that a lot of the systems in place in our country and in our economy are designed to oppress people and that we live in a society of a lot of oppression and and people they end up getting to a point where they actually like the oppression they're afraid to get away from the oppression and if you kind of studied anything about history slavery has been a big component of history and what could happen is a large slave class could get to a point where they're afraid to be free so they end up actually embracing slavery and like slavery because it's comfortable to them they get to a point where they've been enslaved for so long that they actually like it and they don't want to kind of push at the system they don't want to have their masters stop ruling over them so they actually enjoy being enslaved and enjoy being in this kind of environment and so we have to understand though that even if you have the ability or power to oppress someone and to enslave them you're not supposed to do it you're not supposed to oppress people and take advantage of them through their ignorance or their misfortune or whatever the problem is you're actually supposed to love people and to help people now look at chapter 25 in verse 35 so we've kind of just looked at one verse here you know Leviticus 25 really explains the year of Jubilee and just kind of explain it you know one of the best ways to understand economics in general if you say I don't know anything about this I'll explain how to learn this right here ok this is how you understand how to play economics ok it's called monopoly and you know really this game is America if you understood what America and the economics are like it's kind of like this the only difference is this is for like you know five six players at a time whereas we have like 300 million people playing at the same time in America ok so it's not really much different though and of course even in America they realize that my lot monopolies are really bad and so they tried to put federal regulations on stopping people from having monopoly because of how detrimental it is to an economic system however that's not really the case anymore a lot of monopolies exist but I'm just explaining a few things Jubilee though would kind of hit a reset button and cause a lot of problems to go away you know the game monopoly people get eliminated I don't ever play is played monopoly all right all right who's not played monopoly like three people ok they're all children so basically that this is a good game to help and we're going to do a couple illustrations today okay because I want you to kind of understand what I'm explaining this morning but there's a lot of biblical principles and and I preach kind of a whole financial series and really this this morning is kind of the the final sermon of this and it's called the destruction of the middle class the destruction of the middle class now in some of my previous financial series I've kind of taught you some things about like net worth and interest and home ownership rental and all that kind of stuff this is kind of where I'm going to try to draw that together and tie it together so if you don't follow everything that's ok maybe look find those sermons again or you know do a little research and then check out the sermon again I'm going to look do a lot of numbers today but and that's ok if you don't follow everything I really just want you to get the big pictures ok so try to follow along as best you can but here's here's something you have to understand that's your enemy and it's the enemy of all people it's usury ok now usually is not a term we typically use interest interest is not your friend it is an enemy ok now look what it says in verse 35 and if thy brother be waxing poor and fall and decay with thee then thou shalt relieve him yea thou though he be a stranger or sojourner that he may live with thee take down no usury of him or increase but fear thy God that thy brother may live with thee thou shall not give him by money upon usury nor lend him my vittles for increase so he's saying it's it's a wicked practice and it's prohibited to lend money food goods anything and then get an exchange some kind of money for that now of course it's not saying to pay them back he's saying paying them back above and beyond what they lent to you you know you borrow a hundred bucks you pay a hundred bucks you don't borrow a hundred bucks and pay a hundred and ten dollars that's usury that's increase and actually according the Bible is called on just gain on just gain meaning that is not a good thing to do go to Deuteronomy chapter 23 go to Deuteronomy and I'm just going to prove a few things in the Bible this morning I'm gonna do kind of a lengthy example to kind of illustrate how economics work and how some of these principles are very oppressive but Deuteronomy chapter 23 look at verse 19 the Bible says thou shall not lend upon usury to thy brother usury of money usury of vittles usury of anything that is lent upon usury now that's that's pretty clear isn't it now here's where certain people have gotten mixed up and and they start kind of taking this verse and running with it and they kind of just ignore the whole of Scripture on this issue but in verse 20 says unto a stranger thou mayest lend upon usury but unto thy brother thou shall not lend upon usury that the Lord thy God may bless thee and all thou set his hand to in the land where thou goes to possess it now in in chapter 25 we already read that the Bible says if someone was poor you weren't allowed to lend usury unto him even if he was a stranger now here it says you could lend into a stranger so is that a contradiction no it's not a contradiction I believe the way to interpret this passage the way to interpret the Bible is sometimes Commandments are given in kind of a singular sense of like what you as a person should do and then what the nation should do and really notice what it says in verse 20 at the end it says set his hand to do in the land whether thou goest to possess it so it's basically saying like you're going to go into a foreign area where there's all these people that are not part of your nation they're not part of your group of people you could lend usury to them but I believe what he's trying to do is he's trying to draw a difference between there's a stranger that lives among you and then there's the stranger that's a complete foreigner like a separate country a separate nation so I believe you understood God's economics he's basically saying inside your own country usury is off limits never allowed but as a foreign entity your country could lend money to other foreign nations foreign governments and oppress them and really when you think about it they're going to go into this land and destroy these other nations so how much less lending money to them is a bad but be it known lending money to someone's evil it's not a kind thing it's not a nice thing you're not doing them a favor when you're charging usury on top of that now lending money is a blessing but lending money with usury is actually an oppressive thing you're doing damage to them you're hurting them okay so if we go to generally 15 I want to show you another verse here on usury and I'm just kind of showing you a lot of verses on usury real quick kind of explain a couple concepts but you know it's hard to say what rich and poor is and a dogmatic sense because I believe it is subjective and it's subjective to the area that you live in so typically some people will redefine poverty or riches and they'll say oh everyone in America is rich and and they say that in the context of like well if you go to one of these foreign countries they have way less money than even the poorest of people in our society and I get that and I understand that and and there's some truth to that but I think it's not fair to discount the poverty that exists in our society by just saying well there's other people that are even poorer than you okay that's true but just because some people live in abject poverty doesn't mean that you're not poor you can still be poor and someone be poorer than you you're both poor okay so it's not fair to say that just because someone's poorer than you that you're rich that's a weird way to classify these type of things so I still believe that there's a lot of poor people in America and even in the nation of Israel they had a lot of poor people God even said they would but theoretically it's possible that I even have any poor people God brings up this verse in verse 4 it says Deuteronomy 15 verse 4 save when there shall be no poor among you for the Lord shall greatly bless thee in the land which the Lord thy God giveth thee for an inheritance to possess it only if thou carefully hearken on the voice of the Lord thy God to observe to do all these commandments which I command thee this day so God said hey there's actually a possibility that no one in your entire society is poor and and that sounds great but it's only if everyone is following all of God's commandments perfectly all the time so it's kind of like when you say hey you could go to heaven if you're perfect but there's a problem for all of Senecim short of glory of God so of course you know that doesn't ever end up happening but in theory it could also he even says that in in this chapter a little bit later he says that the poor shall never depart from thee okay so I do want to make it clear that poverty is going to exist in a society go to Exodus 22 we're kind of bouncing around a little bit Exodus 22 and I'm just showing you some verses on usury and that's why the gear of Jubilee came in hand now what is the year of Jubilee and we read the whole chapter but just to kind of summarize what it said after every six years there would be a Sabbath that would be the seventh year and in the Sabbath year no one was supposed to increase goods all of the goods of the land were just for everybody to just basically take now also if you were indentured servant or you were kind of had fallen behind you were supposed to be released at the end of that seven year you weren't allowed to serve you know beyond that that seven year period so they would have certain servants that became indentured and they would basically be released every seven years but on top of that your employer or your person that was in charge of you is supposed to actually give you like extra money and extra goods to even kind of get out of that situation but then beyond that there was like a seven of sevens so if you do seven times seven what is that children someone in your nose 49 yeah 49 so at the end of that you have a 50th year which is the year of Jubilee so it's an extra Sabbath and not only would it cancel just debts between like a person owing a particular master but in fact all of the land was redistributed back to all of its original ownership so when the children Israel inherited the land it was given to all these families and essentially at every 50 years all of that possession was to return to that family name period it didn't matter who owned it what had happened to it just it goes all the way back to that family it's kind of a reset button it would be like playing monopoly and then after 50 rolls of the dice everybody just goes back to go and gets $200 you know it's just like and all the properties are returned back into the game now you would say well that's that's not gonna be fun because nobody will ever win monopoly and it's like yes but you know what this is what you want in a society you don't want anybody to ever win in society you don't want anybody to own everything you want to just constantly perpetuate and for people to constantly have this redistribution of wealth and think about it if it's every 50 years that's most likely only going to happen one time in your life only one point in your life would you have this kind of reset button happen but what it does is it stops your grandparents and parents from putting you in such a financial detriment that when you're trying to start out in life you inherit debt or you inherit you have like nothing to go on you're just basically already starting as a slave and let me say this it's hard to become free when you're already a slave when you've already been enslaved and when you have no possessions I'm gonna prove this today you are a slave you are a slave and you have masters that own you okay now it's weird to me because some people they get this stupid idea that like renting is superior to owning and and I'm and they like think that they're like somehow free or something like that and I'm like what you should do is every time you pass by a bank used to say yes amassa because you know what he owns you if you're renting and you say well I don't he doesn't own me yeah you live in a house that's owned by someone and you know who really owns it is the bank because they don't even own it and if you own a house and you don't really own it the bank owns it and let me explain something we're all slaves to that master master chase and you know master Wells Fargo and you know all these masters okay that literally are that own our society and you laugh but it's serious you are a slave whether you realize it or not and being a renter just makes you a poor slave you're not like a cooler slave or something like that or like a freer slave or whatever no no no you're just a you're just a more poor impoverished enslaved person okay now look at Exodus 22 verse 25 the Bible says if I lend money to any of my people that is poor by thee thou shalt not be to him as an usurer neither shalt the lay upon him usury go to Proverbs 28 go to Proverbs chapter 28 notice the theme in the Bible don't lend on usury don't lend on usury don't give the usury hey don't oppress and notice who they're always giving money on usury to poor people why because rich people don't need usury they don't need these these loans and whatever that they don't have to have in fact oftentimes to get a loan you almost have to prove you don't need it first you know that's what the bank will do to you but even rich people will take out loans and they don't realize that they are getting taken by usury as well I'll read a couple verses for you while you turn there he that put it not out as money to usury nor take the reward against the innocent he that do it these things so never be moved you know the Bible talks about a righteous person is someone that is not putting his money out to usury that's an unjust gain look at Proverbs 28 verse 8 he that by usury and notice this an unjust gain increase of his substance he shall gather it for him that will pity the poor so God is condemning usury but he's also saying you know what I'm gonna take even if the year of Jubilee doesn't happen and man fails here I'll step in eventually and I'll take care of this guy and I'll redistribute his wealth to a bunch of people anyways okay someone that actually does care about the poor Proverbs 22 flip back Proverbs 22 Psalm says this trust not an oppression and become not vain and robbery if riches increase set not your heart upon them so according the Bible we're not supposed to trust an oppression and and here's how people trust an oppression they trust in our current economic system they like the they like the money lender they like the usury they like you know buying everything on loan and having all the interests and getting all the debt and they're like well what am I gonna do I got to get all this student loan debt and I got to get all this you know housing debt and I have to get all this car debt and all this stuff and credit card debt and they actually like it because they're like well pastor Shelley if I couldn't have credit card debt how am I gonna have a big Christmas and it's like you don't have to now some people go so they'll take this good doctrine to an extreme and they'll say all debt is always wrong no matter what that is not correct okay I do not agree with that and not believe that there is some debt that is necessary to climb out of the hellhole you find yourself in and frankly speaking if you can't put food on the table and you have to go in debt to put food on the table you better put food food on the table somehow right like that it's not like in every scenario debts always gonna be wrong but you want to realize the enemy it is and limit that enemy and try to get away from that enemy as soon as possible right and and try to mitigate what the enemy is going to do to you when it comes to usury that says in Proverbs 22 look at verse 7 the rich rule it over the poor and the borrower is servant to the lender the borrower is servant to the lender yes a master okay whoever is the one that's lending you is your owner okay and it exists in this world today now people are afraid to get away from interest loans mortgages inflation printing money and all this kind of stuff but if we wanted our society to have a middle class we have to change our thinking as a society because the government will not ever give you this rhetoric and the government will continually oppress you as long as you allow them to you have to decide to stop letting them oppress you and we have to teach our society and our culture how to stop being oppressed so heavily okay now I want to explain a few things I need a few volunteers this morning okay and I was hoping for some adult men all right so just because there's because there's gonna be some larger calculations brother Philip I need brother Matt come on down I need more rich I need two more all right Alex all right I'll wait on the other one y'all you four guys come down all right you're okay you're gonna enjoy the game all right I just need you to give each other to and give $200,000 everybody but only use like give like a hundred thousand in these tens and then 250 is that okay all right he's gonna help set set up for a second while I'm explaining things okay I'm gonna explain a simple economy that's basically how our economy should work based on biblical principles and then we're gonna kind of slowly change it but to understand in an economy you have certain things that are considered assets assets are in really broad categories real estate cash or I'm gonna equate this gold silver things that are like cash and then you have a third category which is like goods products and possessions so that's just basically all the things you own you have the cash and currencies that you have and then you also have real estate these are basically your assets and this is how you would assess your wealth how much money do you have is based on these items okay currency is a really interesting thing and you know there's a lot of forms of currency that exists in the world today I'm gonna get this extra money out here in this in case all right thanks in our current society we have what's known as a fiat currency now fiat currency means that we have paper money that is as worthless as this as I hold in my hands right now okay however it's supposed to be a tied to potentially some underlying asset that gives it value so basically instead of actually having to carry around the asset you have something that represents that asset now historically America at one point and and even beyond that had money that was tight fiat currency was tied to an actual gold or silver product now throughout history is mostly silver but in America we had a gold standard for a while now to explain that I have some gold all right okay now to understand a society built on a gold standard what this means is that the entire country takes all of its gold all of it and gives it to the government and then the government issues fiat currency paper currency to everybody based on the amount of gold that they have and then they set a price for an ounce of gold and they say an ounce of gold is worth ten dollars and that does not change okay so basically they just issue this amount of money and so in our economy I need I need one more volunteer one more guy all right Colin come on down okay he's gonna be our other guy all right and we'll use you in a minute okay I'm gonna give myself some money for a second I'm gonna be the tax guy okay and I've got a board up here and we're gonna represent a few things so we have a bank we have a bank guy we should probably represented by Ben but he's not he's busy okay and then we have a tax guy we have this guy's a business guy we've got a homeowner and we've got a renter okay so I'm gonna be I'm gonna be the tax guy all right there's a you we don't know that is that's Colin he's hiding in the in the wing okay for a moment all right Philip you're gonna be my my banker okay you look like a banker all right okay and and so again we're gonna also have a business guy your Asian come on you can be our business guy okay all right Matt's gonna be our homeowner he fits in well with that okay and then rich is gonna be our renter he's our sucker all right okay now here's what you have to understand I've issued each one of these guys $200,000 okay and I'm gonna issue myself $200,000 so if there's five of us with $200,000 how much money is in our economy million bucks all right good job okay so we have a million dollars in our economy and all of us have how much percentage 20% so of all the gold in our economy I own 20% of it right now this is the beginning of our economy we've all started out we all have 20% of this and as we change money my percentage of how much gold exists in our economy is how much percentage I have of that okay now a gold standard I'll just read for you is a monetary system in which the standard economic unit of account is based on a fixed quantity of gold the gold standard was the basis for international monetary system from 1870 to the early 1920s and until 1971 it was we had a gold standard in America so as Richard Nixon I'm not a crook he he got us off the gold standard so we're gonna understand how a gold standard works and also I'm gonna throw in another caveat so this is not how our economies ever worked we're gonna live in an economy that has a gold standard with no interest so interest is not allowed sorry banker okay you can't charge the interest today all right now we're gonna go through a couple different scenarios okay so I need to I have $200,000 but I don't have any small change so I need someone to make some small change for me all right give me 50,000 and ones and I'll give you a 50 all right now I just exchanged currency of them is anything changed I still own 20% he's on 20 nothing happened right okay so we're still good right let's say we have a thing called taxes who loves taxes hands over the bill no I'm just kidding no one likes that okay all right here's how taxes are gonna work all right all of us are gonna pay $10,000 in taxes now I'm the tax guy okay I also have to pay 10,000 so we're all gonna give 10,000 I'm gonna pay 10,000 give me $10,000 all right $10,000 thank you thank you thank you thank you okay now I have $50,000 okay now how taxes should work I I work for the government I'm the tax guy so I get wages so I'm gonna pay myself $10,000 all right now the rest of the work that's done by the government can be done by businesses military or whatever whatever projects the government does it's gonna pay all the money to businesses so I'm gonna give this $40,000 to mr. business all right Asian all right here you go okay now here's the thing in order for all the work to get done he has to hire people okay so you have to pay wages to these three guys because they all work for you so pay them all $10,000 each all right now that we've gone through this cycle how much money do you have 200,000 200,000 200 nope 200,000 200,000 I have 200,000 has our percentage of this gold changed what happened I thought taxes were evil oh wait maybe there's something else that causes taxes to be a problem not taxes in and of themselves how many times could we do this transaction and nothing would change forever now is there anything unfair about the tax guy doing tax work and getting paid for it was there anything wrong with a tax the government paying businesses that do work for them was anything wrong with a business hiring people to do the work for them no there was nothing wrong with all of that so in theory we could do this exercise a million times and nothing would ever change so in our little economy and I'll just kind of illustrate a few things the banker had 20% the tax guy me had 20% the business guy 20% homeowner at 20% and the renter at 20% so we're good and we could just repeat this cycle over and over and over and over and over again but here's here's a different thing that's happening some of us own and some of us rent okay now here's the thing about our renter and here's something about the owning okay I want to for this example I'm going to get a slightly more complicated way more more complicated as we go on but instead of just buying the house outright our our homeowner and our business guy are going to both buy a house and get a loan from the bank but the bank doesn't charge interest remember that okay so both of you guys are going to buy a property and now when you buy the property you as the banker are the one that has to pay for the property okay but there's 10 there's $10,000 that you have to pay to the banker for all the loan origination fees and all the all the junk that goes into the purchasing of the property okay that has nothing to do with the value so here's the thing you guys pick me a property pick a property any property you like just grab one just get one all right what do you got White House okay Asians come in the White House pretty soon Pioneer Square all right now in order to get that you have to get to pay $10,000 to this banker both of you all right so they both paid $10,000 to the banker now the banker has to give that $200,000 to essentially you know the person that they sold the property to and for our simplistic example it's just gonna go back into here for now okay so you're gonna you're gonna just give me $200,000 all right now how much money do you have $20,000 how much do you have 190,000 how much you have 190 how much do you have $200,000 now this guy's smug so he's sitting over here and he's saying I got more money than all of you guys you guys are suckers okay that's what he's saying over here we'll call him Jacob all right no I'm just kidding now here's the thing in our example now that we've done this let's understand how our percentage is shifted okay our percentage is shifted this banker now has 22% because he has $200,000 in equity because he owns those property he has $200,000 in loans plus 20,000 on top of that our tax guy he he lives on the government dime so he doesn't have to worry about housing all right the business guy he has a hundred and ninety thousand dollars in total assets because he has a hundred thousand dollar home and he has ninety thousand dollars in cash okay so his percentage is going to be it's going to be 19% but I'm not going to write as for just a second okay homeowner is 19% and theoretically this guy would be up but here's the thing we go through one year life cycle and in our one year life cycle you have to pay rent he doesn't have to pay rent he doesn't have to pay rent he doesn't have to pay rent so you actually have to pay $20,000 for the business guy because he owes your home and he charges a premium alright $20,000 so now at the end we have 21% and 18 so we've kind of seen how the percentages have changed a little bit this is one year after one year the renter had to pay a premium to this guy who owned the house okay and remember there's no interest so for the sake of our simple illustration you know I'm not going to show how much money this business guy pays off to the bank because it's irrelevant to our equation if he pays off 50,000 or doesn't no matter how much cash he hangs in his hands or pays back it doesn't change any of these equations any of these percentages he could do it all day long he could never pay it back and it wouldn't change anything okay but we see how the wealth of these individuals has changed why because you have to live somewhere a dwelling is a necessity so when you don't own where you live you're gonna pay a premium on that because someone else owns it and they have to pay their bills so they charge a premium anybody here rent property yeah a few people who in here rents their property for less than they have to pay oh no one that's weird okay so this guy's being proven so his percentage is gonna go down let's go to year 10 so this was year one after year 10 of this model let's see what happens to our percentages our bank it's 22% because they don't make money on usury they made money on loan origination fees okay and they didn't make any more loans the tax guy nothing happened because he's a public servant and he doesn't take bribes or do anything corrupt not American okay so our business guy his percentage is 39 percent our homeowners 19 percent and our renter is zero percent now at this point when he has zero percent money how does he even pay his rent that's a good question okay because in this we have to understand about our economy right now is this all of these people are assumed to spend and work the exact same amount okay because think about it this way if I make $30,000 and then I give $30,000 to the business guy to buy goods food clothing or whatever it's a complete wash if I spend less than I make I have savings if I spend more than I make I lose some of the money that I had for the sake of this equation we're believing everybody is staying at equilibrium everybody's just spending exactly what's coming in if everybody's spending exact because that's that's a different variable to our to our calculation so what has to happen is this guy in order to actually he's now at a deficit he's been losing $20,000 every single year so what he has to do is either two things he has to either work harder than this guy he has to either work $20,000 harder than this guy or he has to spend $20,000 less than this guy in order to maintain his status so once he hits this net zero he has a harder work skill it's kind of like when the children of Israel have to go out and get the same tally of bricks but they don't get all the same benefits of the Egyptian they're like hey go do it you know and and we're gonna have you make more bricks with the same amount of time and also it starts getting frustrating you're working nights and weekends just to survive where this guy doesn't have to this guy's not having to work as hard as this guy to have the exact same life now of course his life most likely will just suffer he'll have less quality of life than this guy based at his net negative let's let's go ahead and reset all right let's get $200,000 to everybody help me just reset ok we're going to a second illustration now in our second illustration this is going to be a gold standard with interest ok now this is what American American society was kind of like we had a gold standard one point interest rates wasn't like interest rates were invented in 1971 interest rates have always existed ok so let's let's see how these scenarios are going to work when we actually have interest in the play so I'll have $200,000 from a tax perspective I am really still irrelevant if you think about it because they give me money I give them money back and forth that really doesn't have any impact it doesn't really do anything to anybody but in our scenario we're going to go ahead and buy properties again so you they bought properties give him $10,000 your banker all right now you're going to give me the other 200 again that's one come on Baker it's all the money except for the 20 they just gave you all right we see how bankers are ok they're stingy they count different now so we kind of started in the same same rate now here's we have to understand about interest rates they they've changed all over time so I'm going to go with some some pretty high interest rates but they have extort have historically existed anyways so it's not anything that's out of the realm of possibility but if we have the first starting situation it's still going to look like this right here nothing has changed as far as like kind of just starting out I'm sorry at the top here and then we're going to kind of have the same scenario but some of these percentages will change a little I'm sorry I said that wrong because there's interest here in your number one you're going to actually pay money to the banker because he's not just getting the loan origination fee he's getting interest every single year so you also have to give the banker $10,000 you to homeowners for interest in year one so now how much money you have Philip 40,000 in cash and he says $200,000 in loans approximately actually will will lower that in that loan amount just a hair but in year one all the principal reduction these guys did was only $2,000 each so basically and I'm not going to show you all these numbers but he has a hundred and ninety six thousand dollars in loans and $40,000 in cash okay because they made some principal reduction with their loan now so he has 23 percent this marker I don't think you see that 23 percent .6 after year one we have the tax guy he's going to be the exact same twenty percent nothing changed the business guy year one is going to be twenty point two percent you're going to be eighteen point two percent and you're going to be eighteen percent so really when we compare he went up a little bit he's the same the homeowners a little bit less twenty point two versus twenty one the homeowners a little bit less eighteen point two and the renter same deal so renters don't actually understand how the interest rates work a lot of times because it didn't even affect them they're still just paying that money and they didn't even realize all the things that are kind of happening okay let's go to your 10 and your 10 he's going to have thirty eight percent twenty percent the business guys gonna have thirty one percent 11 percent and you're gonna have zero percent now what are these percentages representing their representing this gold how much of this goal that we started off with do you have based on just your life decisions okay and this banker he likes interest because notice your 10 he had 22 percent and this model is 38 percent he did nothing different except for charge interest think about this what did the banker really do he already gave the money what is he doing beyond that he's decided to collect money for that loan at some point so the collecting the same the only thing that's different is he's charging interest so he's getting filthy rich off of the exact same activity okay the business guy he suffered from the interest some of his wealth got taken it's because this banker guys looking at this guy he's saying I like all that money you have over there all that go I'm gonna start taking some of that myself and so he starts taking it and then notice this guy really just has nothing now let's go to your 20 same model your 20 this guy has fifty one percent twenty percent the business guy has 24 five you still have zero here the bottom of the barrel notice how this just keeps getting worse and worse and worse for everybody but one person the banker and again yeah all of this there's so many factors into economics if there's any of course if you make more you make less you spend more you spend less that's gonna affect your personal but again we're just saying from an equilibrium perspective notice how all these things are going to change regardless of what you do all these numbers will happen exactly as they are they go a little bit more up and down based on other factors like how much you extra worked how much extra you spend everything like that but this stuff is gonna be happening to you regardless of everything else that you do ok by year 30 this is another thing that's kind of interesting ok the banker still has 51% of the gold tax guy is 20% the business guy has 19% the home guy has 10% and you have zero now notice that eventually this guy actually started going back up and that's just simply because of the fact that he had to start working extra though to make those payments because he ran out of money but by making them he ended up getting the equity owns his house now and by owning that house he actually has an asset so by not owning anything you're just gonna just live in this world forever whereas by owning you have a chance to kind of like heads the bed a little bit but this guy still gonna make all the money let's just be honest now this was our really simplistic model we're gonna go to an actual model that's a little bit more like our economy go ahead and redistribute our money real quick for me again guys and Colin you've been patient up here but you're gonna get in the game pretty soon ok help me just redistribute that so we have our banker this mark was a little better we got our tax guy we got our business guy we got our homeowner our renter and this unknown guy whoever he is alright so we're going to go back to an economy that just has two hundred dollars each or two hundred thousand sorry two hundred thousand dollars we all have two hundred thousand dollars me too I got so there's a million dollars in our economy it's based on the gold and then Richards Nixon came in and just said man who needs a gold standard and you say well what happens when you throw out a gold standard well now I can I can take from this and do whatever I want ok I can start dipping into this tray and start doing things before there was a fixed amount of money based on the amount of gold that was in our economy so is limited to how much money actually exists and the money could be traded in at any time for that gold and actually meant something now we're just playing monopoly ok and you know there's a thing in the our society called lobbying now what is lobbying lobbying is where you can pay politicians money and hopes that it will affect legislation in favor of you ok so this is what's going to happen is we're going to have some this business guys Asian guy he doesn't like getting you know raked over the coals so much anymore and he he's worried about losing his business so he's thinking about getting into the lobbying game and in order to get into the lobbying game he's gonna have to pay some money though so he's gonna pay me money because I'm the tax guy now when he pays me he's not paying the government is paying me the tax guy ok FYI so he's gonna give me $60,000 thank you hopefully I get elected dominion will make sure that it happens ok so I now I'm $60,000 richer I am elected in office again it was a guarantee they just we had to wait for all the votes to get in ok folks all right once all the votes got in and now that I'm in United decided I want to invest into Asian owned businesses there's a new government program where we're going to invest with Asian owned businesses where the last name rhymes with you know relics ok or the first name ok so I I'm going to issue some some new money into the system and I'm going to give everybody some money because I'm just such a great guy I'm going to take two hundred fifty thousand dollars I'm gonna print it so I printed two hundred and fifty thousand dollars and I'm going to go ahead and start distributing some of this money I'm going to distribute two hundred thousand dollars to Alex I'm sorry I don't want to be the banker two hundred thousand dollars to you ok and you know because I'm such a good guy I think we're we'll get some of these guys some money to exchanges for 50 I'm gonna go and give you ten thousand dollars and I'm gonna give you ten thousand dollars and I'll give you ten thousand dollars and I'll give myself 20 so stimulus ok now this is a really nice game that we play so it's called lobbying and here's the thing how much money is in the economy though do you remember 1.25 million so used to be million I injected two hundred and fifty thousand dollars into our little mini economy and now I have two hundred and eighty thousand dollars because I got 60 from him and I paid myself 20 how much money do you have Alex why gave you 200 you gave me 60 right that's 140 that's three hundred and forty thousand dollars ok that's accurate now here's the thing because I gave him this money to do this business he had to pay some wages out of this whole deal so you have to pay twenty thousand dollars to him for that work that that really important work that we have to pay twenty thousand dollars to him and you have the experience you have to page at twenty thousand dollars in as well now much money you have 280,000 I have 280,000 he has 280,000 how much you have 230 230 230 all right nice thing everybody would think like I just got richer wait a minute what percentage of the of all the value of the goal even though we don't have gold but what what percentage of the economy do you have now well after a little transaction the banker guy even have it's doing 130 he has 18.4 percent the tax guys 22.4 the business guys 22.4 the homeowner is at 18.4 and the renters at 18.4 percent and I'm gonna get rid of these percentage on these ones just so it's not confusing these are all in percentage so basically by me stimulating the economy what did I really do I stimulated me in the business guys pocketbook but I give you the illusion that you're richer because you had you started with 200 now you have two hundred and thirty thousand dollars and this is what's called artificial inflation ok now this artificial inflation is going to have a problem because all of the goods in our society are the exact same all the amount of food all of the amount of gas everything in our economy is the exact same quantity but the amount of money flowing in our economy is more so you could buy more now that you have 230,000 you have more so you know what happens this Asian guy doesn't like that so he's in neither does I as the government so what I have to do is I have to raise taxes because we have to start buying stuff and he's raising prices ok so I I did a tax hike and you know before you're just paying ten thousand dollars in but now you're gonna have to pay thirty thousand dollars in which if you paid 10 it was a net zero remember that so by paying 30 it's actually a decib you're losing 20 so you have to give me 20 this is the net result 20 alright and I'm going to redistribute this well through everybody it'll kind of circle through you're gonna have to give me 22 business guy and banker 20 alright how much money you have $210,000 he still has more than he started with that bad right I mean you got $10,000 more than yet $10,000 more tender I mean they're kind of liking this right who's really getting a lot of money alright now we unfortunately have inflation because I took all this money and you didn't like that we weren't even anymore so you raise prices ok you raise prices of goods and so now when we buy goods from you it's $10,000 less you have to give him $10,000 now you have to give him $10,000 now I have to give you $10,000 now you have to give him $10,000 now all right how much money you have Alex $300,000 now in our economy that would mean the business guy now has 24% now here's here's what's really bad or here's what's here's here's the guy that's not liking what happened ok is the banker is the bank how much money your banker $200,000 so he's at 17.6% he did not like what's been happening the tax guys really rich these guys are poor ok but this bank I didn't like what just happened and he doesn't like that prices are spiraling out of control so you know he says hey the way to combat inflation is to raise interest rates now explains of the you know when they threw out that gold in 1971 you don't happen in American economy interest rates went up now how high do you think they went they were 7% before they started going up to 10 to 12 to 15 to 18 to 20% 20% interest rate by 1981 ok so that means we are going to start paying money this guy because we are going to go back to our cycle where you bought property and everything like that ok so we're going to know that we have the money that we do we're going to do a little exercise to buy property and everything else that everything else that we're doing ok oh yeah I'm sorry in our tax hike I got a whole bunch of this extra money or whatever and in a disguise to that I forgot about one other element and in a disguise to that I wanted to help out a foreign country ok Ukraine you're wondering when you're going to come into the game ok so we're going to issue some money to Ukraine and you know in this in this tax spike or whatever I'm just going to go ahead and print some more money might as well right print some more money and I have to make change for myself real quick for this illustration but I'm going to give you a hundred thousand dollars but you know I kind of need to come speak for you in the in the fall so you have to give me forty thousand dollars to speak for you now what happened to all these guys their percentages went way down but we're helping Ukraine guys and then also the businesses are trying to get you to help fund Ukraine to on top of that is not real nice of them to help you do all that kind of stuff well this guy's going to start charging a lot more interest ok so you're going to give me two hundred thousand dollars you're buying your properties even have that I think you do supposedly it's all your money just give it to me all right thank you now you you bought there to you bought that you're helping them their loan in order to finance this though you have to give them ten thousand first for the origination fees yeah interest rates went up guys so you got to give them twenty thousand for interest for this year your one interest all right okay now did you like that so you raise his price on his house so now you have to pay thirty thousand dollars to him all right okay so how much money you have rich a hundred and seventy thousand dollars so now rich if we look at our turn after just one year of this is already down to 13.6 percent of the ownership after one year and that's assuming that we're not going to inject any more stimulus any more lobbying any more foreign aid any more this other stuff that we've been doing let's just send that all that stopped happening he has to pay thirty thousand dollars though and rent every single year to this guy even though he got you got a bonus thirty thousand one time but now he's gonna have to pay an extra 10-20 grand every year for the rest of his life and that's saying it won't even increase ever again so in fact it only take till year seven and year seven of this situation rich is going to be at zero again and so in order to even survive he has the either work extra or spend less every single year and in order to make up that hedge get more get more bricks and get more bricks and get more bricks and to the point that you can't even get any bricks anymore our homeowner he's having to pay a lot more interest so in fact by year seven he is going to be at five percent ok he's at five percent in this year seven and our business owner i'm not going to go through all the the the examples here but in year seven he's going to be at twenty nine percent we have twenty three percent for a tax guy he's doing ok and then we're gonna have forty three percent for our bank and notice all those things got the bank after a really bad start in comparison to some of our business owners and stuff but interest over time just grinds the gears and it's going to go ahead and start winning really soon ok by year 10 our bank is going to have 45 percent of the world of the of the money in our system the tax guy is going to have twenty three percent our business guys gonna twenty four percent this guy's gonna have one point six percent and you're still going to be at zero and look these numbers is going to keep getting worse and worse and worse every time think about this every time i inject money all of these percentages going down again every time foreign aid these numbers go to every time I print money it just keeps getting worse and worse and it also kick-starts a lot of this stuff where he gets mad raises prices and then you know he starts taking all the money so this guy doesn't like the banker so he raises interest rates and he's just sucking the money out of who these guys and this guy's got like four percent of our economy or six percent of our economy he didn't do anything but just pay me to come speak for him you know my name is hunter ok so this is how this example is working all right give it a round of applause for our guests give me my money back all right the house always wins I need my property to ok I know I know now I want to draw a couple conclusions from this and I want to show you a couple more verses and we finished ok go to what to second Kings chapter 7 go to second Kings chapter number seven what what's the point of a sermon like this well it's just to show that interest is detrimental to society remember our first scenario that we had here and society with no interest the homeowner nothing bad was really happening to his percentage of the economy his percentage of the economy is just staying stable ok and for the renter he's just always going to lose this game and why because you're just not in the game and you're at a detriment because you have to have certain elements you have to eat you have to live somewhere you have to have these things so if I have to pay a premium on every meal or if I have to pay a premium and everywhere I live or I have to pay premium on my clothes or my gas or something like that it's going to be a detriment to me all things being the same across the board so you know you're just not as good at your worst slave in this renting category ok the homeowner has an opportunity to hedge off some of that because of the fact that he's not having to pay a premium for just living for just surviving but of course the banker because he can charge interest he takes advantage every takes advantage of the business guy takes advantage of the homeowner and ultimately the renter by proxy because he you know the business owners the one that owns his property so every time he increases these numbers they keep increasing and you notice in our economy we had all this stimulus and then what happened did property taxes go down or up in Tarrant County it's like they have like doubled or something and the price of everything is just it is going like is like skyrocketing you like I wonder why that happened it's because of this economic model that we explain every time our government gives money Ukraine every time our government has lobbying where the businesses are paying our politicians to influence legislation to decide what programs what contracts they're going to award that's going to exact well from the middle class and so you say well I how could you stop all this bleeding we have to get rid of some things lobbying you have to get rid of interest ok and you have to get back on a gold standard but without those things the bankers will eventually get all of the money and you have to understand something elon musk has 200 billion dollar net worth a 200 billion dollar net worth that is so much more money than you can realize you could spend a million dollars like every month of your entire life and you won't even get close to what he has you can start spending like eight million dollars every month and start not even get close to where he's at I mean you can start doing the math I think someone could check me on this I think you could spend a million dollars every day and you're not going to run out of money at 200 billion and what they're doing is they're just going to make the gap so big and start escalating the prices on everything to where only they can afford stuff you and I can't afford anything but you know what stops them from doing that is us owning assets the middle class I'm not saying us just us as a church was saying us as a country owning a bunch of assets it limits what they can do to exacting all the wealth from every single person but what they want to do is they want to get you to where you're renting it let me let me ask you a question what's the difference between a modern-day person that has no money in the bank rents endless paycheck to paycheck to a slave and the Civil War era because what is the slave to the slave has to work to get his food for that day how is that any different than someone living pay and they live in the masses house okay they live in the shack that the master bill and you know the master he doesn't let you live in his house he builds a shanty that has a lot of different rooms it's like one building with lots of different little homes inside of it it sounds kind of like this thing called an apartment and then he puts you in there and basically get you let you have food and music I mean you can sing and dance all your rap music is all you want and just have nothing it's like what is the difference between that slave and the slave back then is really nothing except for just the mentality around you don't realize you're a slave but you are how you even gonna get out of that system where are you gonna go what are you gonna do you know they've enslaved a large segment of our population and what happens though you know if we go back to some of these scenarios when rich was our renter he had two hundred thousand dollars in his hands whereas the homeowner and these other guys have way less money in their hands so you know what's gonna happen you have a lot more money in your hands you're more likely to do things like buy a boat go out to eat more often than you should buy a lot of things that you shouldn't and so what these business owners have realized is if you take all the money out of having a home or all the equity you could start spending that on slinkies and you know all this weird junk pet rocks and you know all this really cool stuff out there that they'll sell you junk merchandise that nobody even really wants and they're just exacting all of the wealth from every single individual now really stop this is Jubilee because eventually everybody go back to square one we all start with two hundred thousand dollars in the economy would start equal again but we don't have that in our society so what's happening is they keep just exacting all the wealth and destroying the middle class because you own nothing and let me tell you something owning nothing is has its perks because if you have nothing you have nothing to lose the Bible says blessed be poor but at the same time you know being poor is not in in itself a blessing okay it's considered negative in the Bible you have to understand the concepts of you know give me neither poverty nor riches but feed me with food convenient for me he even said if he was poor he's more likely to do things like steal and and commit other kinds of sin plus if you don't have any money how are you gonna give to the poor I mean you literally by being poor how do you then give to the poor you can't even do that function of the Christian walk so don't argue with me and say like oh being poor is better than anything else that's that's a weird mentality that you got by deciding you want to trust an oppression trusting an oppression is not what the Bible teaches you should want to have that middle life now of course really ideally all of us would have a home and cars and no debt that is kind of like square one getting to that point requires getting mortgages loans and doing all these things and letting interest rake you over the coals but it's funny cuz I looked it up when interest rates were twenty percent okay folks twenty percent if you got a hundred thousand dollar loan like we did in our scenario after one year of paying you would have gotten fifty seven dollars in equity and twenty thousand dollars in interest in fact it would take like eight years to even get $1,000 in equity and you would have been paying $20,000 you paid a hundred and sixty thousand dollars in interest and you got one thousand dollars in equity that's a twenty percent interest rate and look we're already like seven eight percent interest rates in our country and and of course you say why it's because they're gonna keep putting pressure on you until you hit this bottom number and then they'll let it down again they'll put interest rates back down to two three four percent and then let you build up a lot of wealth get a lot of houses get whatever and it'll Jack interest rates way up again and to where you don't have any and then they just bring it back down and they're just doing this ebb and flow to you to just try and exact as much wealth as they can they don't want to turn the water on the on the pot too hot too quickly because then you'll jump out so they just got to keep ever slightly just slowly turning it up turning it down and it's like you have to get out of the pot our society has you know but otherwise eventually it'll just be ninety nine point nine nine nine nine percent and all of us will be fighting over point zero zero one percent now one thing about economics is GDP who knows about GDP gross domestic product you you can create money there's nothing to the system because if you if you own farmland whatever your crops produced that year is just money okay so by you producing goods and and and making things you're going to produce value and income that offsets all of this economic model but what they want you to do is just get stay plugged into this interest system so they can keep exacting all the wealth that you get every single time you make it because interest just crushes you over time even at low interest rates you're gonna pay three four five times with that house is worth you know in these 30-year loans Carla you know and I'm not I have interest on my mortgage because that's the only way to have it and it's but here's the thing it's way better than this guy it's way better than just being here for the rest of my life you know but if I could eventually get to the point where I don't have that that's even better okay and let me explain something to you even if you owned your house click free and clear let's say you own a four hundred thousand dollar house or even a million dollar house you're not rich okay folks let me remind you two hundred billion dollars you don't even know what that's like even if you had a million dollar net worth you're like at point zero one point zero zero zero zero one percent of Elon Musk net worth we need to start having stop having a poor mentality in our head you know I believe that the middle class two years ago was somewhere between the range of like you know obviously zero to about four million dollar net worth today it's probably higher because it's just the prices of the numbers just keep getting way higher don't have this weird mentality that someone that has a couple hundred thousand dollars is rich because if you actually understood the wealth in our country and how these numbers are it's not that is not really that much well it used to be if you had a million dollars you're rich maybe in the 90s you know nowadays million dollars is like nothing why because they're just gonna keep making it nothing they're gonna keep devaluing your currency to where it's just worthless now in second Kings chapter 7 look at verse 1 the Bible says then Elisha said hear you the word of the Lord thus saith the Lord tomorrow about this time shall a measure of fine flour be sold for a shekel and two measures of barley for a shekel in the gate of Samaria now this is the last concept I'm just gonna explain and I just want to make sure you don't get confused okay there is a thing called the law of supply and demand this is not what I've been talking about today the law of supply and demand is like there's a hot commodity or a hot product that everybody wants and so it causes the price of that one good to go up that's not inflation inflation is all prices of all goods all going up at a large rate not a singular product now of course they didn't have any food because they've been besieged for so long and so the price of this was like you know tons of money I don't there's not an equivalent conversion so I can't tell you but they're paying like ten thousand dollars for dung like half of done they don't even get like a full dung they get like half of a doves dung and they're paying like ten thousand dollars for it and he's basically saying like tomorrow you're gonna buy flour for like five bucks and they're like what in the world no way but what happened is they end up raiding all of their enemy and got all their natural resources and it drove their prices way down so this is what governments do governments that have problems money they'll invade another country and seize their natural resources to drive your prices down so they're like go to like I don't like the Middle East and take over their oil and things like that and drive prices down or whatever or like China trying to go into Latin America and seize a lot of their assets and a lot of their natural resources good to drive their prices even further down so there's a lot of this happening the only way to affect your GDP is either to make more resources or to take more resources and of course in our economy we are basically not even doing we're just basically giving our resources out and we have a service industry a service industry is not have any value associated with it it's a fraud and it's just basically defrauding our entire economy in our entire country and I say this to say this you know Jews run our country whether you like that or not because they they are the ones but the money lenders and the money lenders are the owners they are the Masters and they basically took certain people in our society the black community and they have this term and I can't use it for a sermon I already got in trouble for using certain words before but it's like a house Negro is what it's called but there's another term for this it's where they take one of the slaves and they give him some extra fried chicken on Sunday to enslave all the rest of his brethren and so they did all the rappers and all the celebrities and all the basketball players and all the football players they're the guys that get to live in the house they don't live in the apartment they live in the house and they've enslaved the other black people with them and that's why you see this Kanye West and the Kyrie Irving thing getting a lot of attention because they were fed up with this and they're like you know I want to get the same paycheck you white Jews are getting and stop getting the shaft on this and now they're just like do I mean Kanye and Kyrie are just like totally getting nuked off of this planet by saying hey the Jews own everything it's like because the Jews do own everything folks if Kanye West and Kyrie even haven't proven you the Jews own everything I don't know what will but but you know what it's not only black people they're enslaved we're enslaved to their stupid games and they're trying to take all the wealth from the middle class they're trying to get black rock and these other companies to buy all the real estate and for us to sell all of our assets and all of our goods and just they're gonna laugh all the way to the bank and so as a Christian population we need to learn how to be smart my people are destroyed for lack of knowledge we need to learn economics we need to learn what they're doing to you with this interest it is an evil wicked tool of the devil and his minions to exact all the wealth from his people and basically oppress them I don't want you to trust an impression I want your children to trust impression I don't want to raise the next generation of apartment goers again if you live in apartment I'm not mad at you if you live in a part of the rest of your life I'm not mad at you but I do want you to understand what's happening and I want to understand what what what the right economics are and what God bless the people in this church that are not at a net zero and they're actually funding this operation let me tell you something going to Matamoros isn't free anybody realize that you know having a church buildings not free printing all kinds of bibles and and distributing all kinds of materials is not free someone's paying for that you know it seems like the people that don't get this doctor the most are the most freeloading people they're the ones that are just taking all these benefits going on all the free trips and getting all the free food and all the stuff and then they're just like thinking like oh how dare these people it's like the people understand these concepts when paying for all of it it's like we need more people to start paying for this stuff you know and I'm not saying in this room I'm saying in our country why we want to give all our money to the synagogue of Satan folks you know the more money you have the more money you give to the Lord think about that oh well I rent oh so you can give an extra 10% to the devil every single month as opposed to owning and then being able to give an extra 10% to what something else anything else Frank I don't care if you buy a boat you know just don't give it to them because let me tell you something I believe that some of these people out here are being paid literally by the juicer asked me so it's like you're funding them like we're literally funding them and funding all this junk and you know what as this country we've been funding abortion we've been funding all kinds of nonsense because we don't hold our leaders accountable for all their lobbying and all their foreign aid and all this interest practice and getting rid of the gold standard and you say why because people are too stupid to even understand what I'm saying this morning and be like oh this is boring I don't really get it I don't really care because you like the trust and oppression you know get some smarts and actually understand how this economy works and actually understand what the enemy is doing to you so you just let them take you as a fool just take our entire country you know we need to educate everyone and if you actually love black people if you love the poor community you would actually educate them on these subjects and tell them to stop just getting taken advantage of by everyone and stop just losing to the system you know what we need to educate everyone and the school won't do it the government won't do it the Jews won't tell you what to do that's right they'll tell you how to give them all your money we need to educate people and help them learn the Bible so that we're not destroyed as a country let's close in prayer Thank You Heavenly Father for the Word of God for giving us wisdom beyond what we could we could know ourselves I pray that we would not trust an oppression in this country that as Christians we would learn the right kind of wisdom we would learn that these these oppressive evil tools are not something to enjoy to get excited about but rather we would find a way to eliminate the tools of the enemy and the tools of the devil in our lives that you would just help us to understand the importance of having wisdom and I pray that you would help bless us even though we are an oppressed people that you would help us to just still you know accomplish great things for you and and even if we never get out of the hole that we'd still be focused on the spiritual things of this this life but that we wouldn't be bad stewards we wouldn't be stewards bearing our gold and silver in the ground giving it to the enemy being stupid or dumb on purpose but rather we would try to use everything you've given us to your glory in Jesus name we pray amen for the morning two hundred and nine two hundred and nine sunshine in the soul on the first there is sunshine in my soul today more glorious and bright than walls and any earthly skies for Jesus is my lord oh there's sunshine blessed sunshine when the peaceful happy moments roll when Jesus shows a smiling face there is sunshine in the soul there is music in my soul today a carol to the key and Jesus listening can hear the songs I cannot see oh there's sunshine blessed sunshine when the peaceful happy moments roll when Jesus shows a smiling face there is sunshine in the soul there is springtime in my soul today for when the Lord is near the dove of peace things in my heart the flowers of grace appear oh there's sunshine blessed sunshine when the peaceful happy moments roll when Jesus shows a smiling face there is sunshine in the soul there is springtime today and open praise and love for blessings which he gives me now for joys laid up above oh there's sunshine blessed sunshine in my peaceful happy moments roll when Jesus shows a smiling face there is sunshine in the soul God bless your